One price. Fully disclosed.

Our flat fee covers attorney work. The $338 court filing fee is separate — and we tell you that right here, before you ever engage us. Most firms wait until after.

Why we're different

Why our pricing is different

Most firms advertise a low attorney fee, then add the $338 court filing fee after you've signed. We disclose every cost before you commit. No retainers. No hourly billing. No surprises at the end.

✓Court filing fee disclosed before you engage
✓No retainers, no hourly billing
✓One attorney fee, clearly stated, before you commit

Individual

$599

flat attorney fee

✓Licensed Michigan attorney
✓Full petition preparation
✓Secure client portal
✓341 Meeting preparation guide
✓Portal updates at every milestone

$338 court filing fee separate (billed at cost)

Joint / Couples

$1,099

flat attorney fee

✓Licensed Michigan attorney
✓Full petition preparation
✓Secure client portal
✓341 Meeting preparation guide
✓Portal updates at every milestone
✓Both spouses on one petition

$338 court filing fee separate (billed at cost)

Add-ons

Optional add-on services

Only added when your case calls for them. Always discussed before they're billed.

Reaffirmation Agreement

$499 / agreement

A reaffirmation agreement allows you to keep secured property such as a car by agreeing to remain personally liable for the debt. Required by some lenders. Each agreement is separately prepared and filed.

Filing Fee Waiver Application

$49

If your income is below 150% of the federal poverty line, you may qualify to have the $338 filing fee waived by the court. We prepare and file the application.

Amended Schedules

$175

If information changes or was incomplete after filing, we prepare and file an amended schedule. Additional court filing fees not included and vary by amendment type.

Motion to Avoid Judicial Lien

$395

If a creditor placed a judicial lien on exempt property such as your home, we file a motion to have it removed. Does not include the court filing fee.

Motion to Strip Second Mortgage

$495

If you have a second mortgage on a home where the first mortgage exceeds the property value, we may be able to strip the second lien. Does not include the court filing fee.

Adversary Proceeding

$1,500

If a creditor challenges your discharge, we represent you. Does not include the court adversary proceeding filing fee (currently ~$350 in most Michigan districts).

Reopen Case

$350

If your case needs to be reopened after discharge. Does not include the court reopening fee (currently ~$260 in most Michigan districts).

Credit Counseling and Debtor Education Coordination

$75

We locate an approved provider and coordinate your two required courses.

Additional court filing fees for motions and adversary proceedings are set by the federal bankruptcy court and are not included in the add-on fees listed above. Your attorney will advise you during your consult.

About the $338 court filing fee

The $338 court filing fee is set by the federal bankruptcy court. It is the same for all Chapter 7 filers in Michigan. It is separate from our attorney fee and billed at cost. If you qualify for a fee waiver, we handle the application for $49.

You don't have to keep carrying this.

Fill out our brief qualification form and a licensed Michigan bankruptcy attorney will review your situation. No payment required to qualify.

See If I Qualify — Free

Takes about 5 minutes. No payment required.